Splivvy

Splivvy makes splitting money with friends painless. Start a group for a trip, a flatshare, or tonight’s dinner, add who’s involved, and log expenses as you go — Splivvy does the maths and shows you exactly who owes who. No account. No sign-up. No app anyone’s forced to install. Share a group with a single link and the people you’re splitting with are in straight away. When you’re done, Splivvy works out the simplest way to settle up — the fewest payments needed so everyone’s square. Your data stays on your device, and the whole thing works offline — perfect for dodgy restaurant wifi or a cabin with no signal.